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Single Family

Creating Individual Wealth and Strong Communities

As a provider of private capital to the U.S. housing market through our investments in single family loans, our business enhances liquidity in the single family real estate mortgage markets and, in turn, facilitates home ownership in the U.S. The social benefits of homeownership are well-documented, and home ownership has historically been viewed as an accessible vehicle of individual wealth creation and aids in the development of strong communities. We believe that our investments in single family mortgages play a meaningful role in helping Americans become homeowners.

Six key types of single family investments

RPL

$461 MM

Seasoned re-performing mortgage loans, non-performing mortgage loans

BPL - Bridge

$1,157 MM

Bridge loans, Bridge with Rehab loans

BPL - Rental

$601 MM

DSCR

PERFORMING LOANS

$549 MM

S&D, Other

SECURITIES

$3,194 MM

Non-Agency, Agency

SFR

$145 MM

Single Family Rental

Data As of 9/30/2024

Acquisitions

Whether it is a single loan or a bulk package of thousands of loans, NYMT is ready to competitively bid, complete due diligence and fund loans with a quick turnaround.

Single Family Portfolio Composition

Our single family portfolio consists of a diverse mix of targeted assets covering multiple sectors, including:

  • Agency kick
  • Bridge
  • Fix-n-flip
  • Investor
  • Non-agency
  • Non-QM
  • Portfolio loans
  • Re-performing
  • Seconds
  • Sub-performing

Property Types

  • Single family
  • Duplexes, triplexes and quads
  • Condominiums
  • Factory-built

Occupancy Types

  • Owner-occupied
  • Second homes
  • Investment

Advantages to working with NYMT

As a public company, NYMT can engage in most any size loan trade while being small enough to care about each seller and the loans we purchase. The permanent capital of a public REIT enables NYMT to make credit and investment decisions and hold assets to maturity without relying on the execution of the securitization market, resulting in our ability to invest in a broader types of loans, deliver consistent pricing to our selling partners, and make sensible diligence exceptions others can’t.

Acquisitions Team

NYMT’s experienced single family investment team is dedicated to providing an excellent experience. Our advanced technology resources and open lines of communication ensure seamless transaction management, from pricing and clearing collateral exceptions in diligence, to meeting your expected funding timelines.

Securitizations

NYMT
2020-RR1

$110,360,990

RMBS Securities

June 2020

NYMT
2020-SP1

$299,603,000

Reperforming Loans

July 2020

NYMT
2020-SP2

$316,640,000

Reperforming Loans

October 2020

NYMT
2021-BPL1

$180,000,000

Business Purpose Loans

May 2021

NYMT
2021-SP1

$256,221,000

Reperforming Loans

August 2021

NYMT
2022-CP1

$287,728,000

Reperforming Loans

January 2022

NYMT
2022-BPL1

$225,000,000

Business Purpose Loans

February 2022

NYMT
2022-SP1

$257,636,000

Reperforming Loans

August 2022

NYMT
2022-INV1

$324,702,000

Performing Loans

November 2022

NYMT
2024-BPL1

$225,000,000

Business Purpose Loans

January 2024

NYMT
2024-CP1

$305,299,000

Reperforming Loans

March 2024

NYMT
2024-BPL2

$243,649,000

Business Purpose Loans

May 2024

NYMT
2024-BPL3

$237,500,000

BPL-Bridge Loans

September 2024

NYMT
2024-RR1

$74,000,000

SLST Bonds

September 2024

NYMT
2024-INV1

$294,865,000

BPL-Rental Loans

October 2024